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Financial Education Financial Literacy refers to the knowledge and skills required to make informed and effective decisions about money management. This includes understanding various financial concepts such as budgeting, saving, investing, and understanding financial products and services. Financial education aims to improve individuals' financial well-being by teaching them how to make sound financial decisions, set financial goals, and plan for the future. It also includes learning about credit, debt management, and how to protect oneself from financial fraud and scams. Overall, financial education and literacy are essential for individuals to achieve financial stability and security.