CategoryHierarchies.com

Debit cards are payment cards that are linked directly to a cardholder's checking account. When a purchase is made using a debit card, the funds are immediately deducted from the cardholder's account. Debit cards can be used to make purchases in-person or online, as well as to withdraw cash from ATMs. They typically have a personal identification number (PIN) for security purposes. Debit cards offer a convenient and efficient way to access funds without the need for carrying cash.